From Everyday Spending to Wealth Building -
One Account Handles It All
Savings
Demat
Trading
Everything You Need to Trade and Invest, In One Place
Your ICICI savings, demat, and trading accounts work in sync to give you full control of your finances — from
daily banking to long-term wealth building.
24×7 financial freedom
with UPI, bill payments, transfers and loans# via iMobile Pay; investments and research through ICICI Direct.
Seamless fund flow
so you can trade directly using funds in your ICICI Bank account
Everything in One Connected View
so you can build and track you finances across equities, mutual funds, ETFs, IPOs, loans#, insurance, and tax-saving products from one place
Plans That Fit Your Style
with multiple brokerage options, from as low as 0.07%, to suit your trading style.
Curated Investment Insights
for Every Step to help you act confidently across stocks, funds, and F&O.
Zero-balance comfort
for students and salaried accounts, plus competitive interest on idle funds.
Smart Tools to Make Things Simpler
*The securities are quoted as an example and not as recommendation
One Click Equity
Invest in ready-made stock baskets built around sectors and strategies.
i-Alert
Real-time portfolio updates and market alerts customised to you.
GTT Triggers
Place orders that activate only when your target price is reached.
Stock SIPs
Invest in stocks at regular intervals, like mutual fund SIPs.
Apply for IPOs
Paperless applications with no upper limit, via ASBA.
Capital Gains View
Track realised gains and losses anytime, for better decisions.
You Got Questions? We Got Answers
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What is the ICICI 3-in-1 Account?
It’s a bundled offering where your ICICI Bank savings and demat accounts are linked with ICICI Direct’s trading account — so you can save, trade and invest in sync.
What is the ICICI 3-in-1 Account?
It’s a bundled offering where your ICICI Bank savings and demat accounts are linked with ICICI Direct’s trading account — so you can save, trade and invest in sync.
Are the bank and investing apps the same?
You can purchase a term insurance policy at ages ranging from 18 to 55 years.
Who can open this account?
You can purchase a term insurance policy at ages ranging from 18 to 55 years.
Are there any charges or balance requirements?
You can purchase a term insurance policy at ages ranging from 18 to 55 years.