Does Car Insurance cover partial theft?

Yes, comprehensive or package policy cover theft of parts or accessories under the “theft” or “own damage” cover.

Can I skip the ₹15 lakh Personal Accident cover in Car Insurance?

No, PA cover of Rs. 15 lakhs for owner-driver is mandatory under Indian law. But if you own multiple vehicles, you can avoid duplicate coverage by opting out after the first policy.

What is covered under Zero Depreciation (ZD)?

No amount will be deducted for depreciation in case of parts replaced on account of damage to the vehicle insured and/ or its accessories.

What is Garage Cash cover?

It’s an add-on that pays a daily allowance while your car is being repaired in the garage or pay the lump-sum amount in the event of Total loss/ Cash Loss/ Constructive Total Loss of the Insured’s vehicle